The Affordable Care Act is a federal statute that was signed
into law on March 23, 2010. The Act is actually
composed of two separate bills, the Patient Protection and Affordable Care Act
(P.L. 111-148)
and the Health Care and Education Reconciliation Act of 2010 (P.L. 111). On June 28, 2012, the U.S. Supreme Court
decided that the Act is constitutional and the Act is set to take effect in 2013.
Among its provisions, the Act establishes an insurance
marketplace at http://www.healthcare.gov,
where users can compare plans and get information about the law and its
requirements. Users may utilize the Plan Finder feature on the website to decide what kind of coverage would be best for them. There’s also a toll-free
number for information and enrollment at 1-800-318-2596.
October 1, 2013 — Open enrollment begins
January 1, 2014 — Coverage begins (if you qualify for
Medicaid or the Children’s Health Insurance Program,
your coverage may begin immediately)
March 31, 2014 — Open enrollment closes until next year’s
enrollment period begins. Please note that
you might be eligible for enrollment after this date if you have a qualifying
life event such as a
job loss, birth, or divorce.
According to the West Virginia Library Association, the following will be required in order to enroll for coverage:
Social Security Numbers (or document
numbers for legal immigrants)
Employer and income information for
every member of your
household who needs coverage (for example, from pay stubs
or W-2
forms—Wage and Tax Statements)
Policy numbers for any current health
insurance plans covering
members of your household
If you don’t have health coverage in 2014 and you can afford
to have it, you may have to pay a fee.
The fee in 2014 will be 1% of your yearly income or $95 per adult
($47.50 per child)—whichever is higher.
The most that a family will have to pay in 2014 is $285. Please note that the fee will increase every
year. For more information about the
fee, visit the IRS’s page on the Individual Shared Responsibility Provision.
Links to Printable Applications:
Instructions for Health Coverage with No Financial Assistance
Application for Health Coverage with No Financial Assistance
Instructions for Health Coverage and Help Paying Costs (short form)
Application for Health Coverage and Help Paying Costs (short form)
Instructions for Health Coverage (standard family form)
Application for Health Coverage (standard family form)
*Please note: KCPL provides these links as a service to our users, but our staff do not have the expertise to help you choose the form that you need. For assistance, please contact one of the agencies listed for your county on this site.*
Frequently Asked Questions
West Virginia-Specific Websites
West Virginia Health Policy Unit — West Virginia's Health Insurance Marketplace, which lists local help by county and also includes guidelines on enrollment procedures.
Obamacare Implementation: Legal Aid of West Virginia — Provides a chart outlining household size and income requirements, as well as additional information about Medicaid enrollment.
Obamacare Implementation: Legal Aid of West Virginia — Provides a chart outlining household size and income requirements, as well as additional information about Medicaid enrollment.
General Websites
Resources Available at KCPL:
Gruber, Jonathan.
362.1 G88h
Jacobs, Lawrence R.
362.1 J17h
Kirk, Michael
Obama’s deal [DVD]
362.10973 OBAMAS
Nather, David
344.73022 N27n
Starr, Paul
362.10973 S79r
No comments:
Post a Comment